Millions of people who are struggling to keep up with their bills in the wake of a second lockdown could be eligible for a council tax discount, the government has said.

Households and families could see their bills reduced by up to £150 as councils look to support those who fall into 'vulnerable' groups.

The council tax hardship fund, which was?first announced in March, is available to working-age people who get council tax support.

The government estimates the fund will support 2.3million people who are unable to keep up with their outgoings due to job and income cuts.

It comes as figures reveal more than 1.2million people have fallen into 'severe' debt since March.

The support was first announced during the lockdown in March, but the government has confirmed it still applies.

Can I get a discount through the council tax hardship fund?

It could make a huge difference

The UK's council tax hardship fund, which is worth £500million, was announced by Chancellor Rishi Sunak in the Budget in March.

It was introduced to provide relief to those financially impacted by the pandemic.

The support is available to Brits of working age who receive council tax support, also known as a council tax reduction, such as those on Universal Credit or unable to work.

Each local authority is responsible for its own council tax support scheme - based on its budget - but generally, it will be based on what support you already receive, your income, your dependents and how much savings you have.

If you receive the Guarantee Credit Part of Pension Credit you may even get your council tax paid in full.

If you don’t get Guarantee Credit but you have a low income and less than £16,000 in savings, you may still get some help.

Pensioners still need to pay council tax, but they may get a discount if they live alone or are classed as particularly vulnerable.

See our guide on who qualifies for a council tax discount here.

How do I apply?

To apply, go to?the Gov.uk website and follow the instructions for your local authority.